Open to selected international advisory, research, speaking and executive leadership opportunities. View opportunities profile
Dr Kelechukwu Njoku

Executive Profile

A print-ready professional profile covering ESG, sustainable finance, banking, financial inclusion, research and international leadership positioning.

Kelechukwu Njoku, PhD

Environmental Economist | ESG & Sustainable Finance Advisor
Researcher · Banking & Finance Leader · Public Speaker

Executive summary

Environmental economist and financial-sector leader with nearly two decades of experience across ESG and environmental and social risk, sustainable banking, credit, commercial and retail banking, agency distribution, financial inclusion, non-interest finance and regional market expansion. Combines research on energy, enterprise resilience and environmental sustainability with measurable banking execution.

Selected impact

USD 2B+
E&S-sensitive lending portfolio oversight
NGN 1.37B+
Profit before tax delivered within one year
NGN 9.6B
Regional liability improvement
30,000+
Customers acquired within one year
1,500
Active agents onboarded within one year
250,000+
Average monthly transactions in a regional role

Core capabilities

ESG strategy · E&S risk systems · ESMS · transaction due diligence · portfolio monitoring · sustainable banking · climate finance · green MSME finance · financial inclusion · agency banking · digital distribution · non-interest finance · credit risk · market expansion · stakeholder engagement · audit readiness · applied research · executive education.

Career progression

Regional Business Executive

The Alternative Bank · South-East and South-South Nigeria

2024–present

Head, Financial Inclusion

Hope Payment Service Bank · South-East and South-South

2023–2024

Regional Manager, Direct & Agency Banking

Ecobank Nigeria · South-South

2022–2023

Area Manager, Agency Banking

Ecobank Nigeria · South-East

2020–2022

Business Head

Ecobank Nigeria

2017–2020

Environmental and Social Risk Manager

Ecobank Nigeria

2012–2017

Credit Risk Analyst / Relationship Officer

Ecobank Nigeria

2006–2012

Education

PhD, Environmental Economics
Doctoral research: energy availability, energy choices, SME business continuity, market performance and environmental sustainability.

MSc, Economics · Enugu State University of Science and Technology

BSc, Economics / Political Science · University of Nigeria, Nsukka

International positioning

Open to selected senior executive, board, advisory, research and public-speaking opportunities with international banks, DFIs, corporations, consulting firms, fintechs, development organisations and research institutions.

Institution names describe factual career history and do not imply endorsement. Metrics are contextual and team-enabled.