Kelechukwu Njoku, PhD
Environmental Economist | ESG & Sustainable Finance Advisor
Researcher · Banking & Finance Leader · Public Speaker
Port Harcourt, Nigeria
+234 808 677 4838
dr.njoku@kelechukwunjoku.com
LinkedIn
Executive summary
Environmental economist and financial-sector leader with nearly two decades of experience across ESG and environmental and social risk, sustainable banking, credit, commercial and retail banking, agency distribution, financial inclusion, non-interest finance and regional market expansion. Combines research on energy, enterprise resilience and environmental sustainability with measurable banking execution.
Selected impact
E&S-sensitive lending portfolio oversight
Profit before tax delivered within one year
Regional liability improvement
Customers acquired within one year
Active agents onboarded within one year
Average monthly transactions in a regional role
Core capabilities
ESG strategy · E&S risk systems · ESMS · transaction due diligence · portfolio monitoring · sustainable banking · climate finance · green MSME finance · financial inclusion · agency banking · digital distribution · non-interest finance · credit risk · market expansion · stakeholder engagement · audit readiness · applied research · executive education.
Career progression
Regional Business Executive
The Alternative Bank · South-East and South-South Nigeria
2024–present
Head, Financial Inclusion
Hope Payment Service Bank · South-East and South-South
2023–2024
Regional Manager, Direct & Agency Banking
Ecobank Nigeria · South-South
2022–2023
Area Manager, Agency Banking
Ecobank Nigeria · South-East
2020–2022
Business Head
Ecobank Nigeria
2017–2020
Environmental and Social Risk Manager
Ecobank Nigeria
2012–2017
Credit Risk Analyst / Relationship Officer
Ecobank Nigeria
2006–2012
Education
PhD, Environmental Economics
Doctoral research: energy availability, energy choices, SME business continuity, market performance and environmental sustainability.
MSc, Economics · Enugu State University of Science and Technology
BSc, Economics / Political Science · University of Nigeria, Nsukka
International positioning
Open to selected senior executive, board, advisory, research and public-speaking opportunities with international banks, DFIs, corporations, consulting firms, fintechs, development organisations and research institutions.
Institution names describe factual career history and do not imply endorsement. Metrics are contextual and team-enabled.