Context
A large commercial bank needed environmental and social risk to operate as part of lending governance rather than as a separate policy exercise. Exposure included project finance, corporate lending and sensitive sectors subject to internal, regulatory and development-finance scrutiny.
Mandate
Lead E&S risk integration across transaction screening, categorisation, due diligence, action planning, portfolio monitoring, stakeholder awareness and sustainable-banking implementation.
Leadership intervention
- Integrated screening and E&S categorisation into lending workflows.
- Conducted and supported due diligence for transactions and sensitive sectors.
- Developed action-plan and monitoring disciplines for identified risks.
- Strengthened awareness among credit, relationship, operational and external stakeholders.
- Supported implementation of the Nigerian Sustainable Banking Principles.
- Initiated a greenhouse-gas audit and supported an operational solar transition at head office.
- Prepared evidence and operating teams for internal and external review.
Reported outcome
E&S risk oversight covered a project-finance and corporate-lending portfolio exceeding USD 2 billion. The function achieved satisfactory review outcomes involving internal assurance, development-finance stakeholders and the Central Bank of Nigeria.
Why it matters
The work demonstrates the ability to connect sustainability requirements with the controls, evidence, people and decision processes of a commercial financial institution.